{ "events": [ { "timestamp": "2026-09-09T02:00:46.009216+00:00", "event": "job_started", "job_id": "20260909-020045-91-lineham-drive-cranbourne-east-vic-397" }, { "timestamp": "2026-09-09T02:00:46.027824+00:00", "event": "uploads_saved", "files": [ "main (7).jpg", "rp-data-cma.pdf", "rp-data-rental-cma.pdf" ] }, { "timestamp": "2026-09-09T02:00:46.512729+00:00", "event": "cma_filtered", "removed": [ 5 ], "original_pages": 5, "output_pages": 4 }, { "timestamp": "2026-09-09T02:00:49.110244+00:00", "event": "market_data_loaded", "suburb": "Cranbourne East" }, { "timestamp": "2026-09-09T02:01:26.743736+00:00", "event": "pack_assembled", "sections": 2 }, { "timestamp": "2026-09-09T02:01:26.743875+00:00", "event": "job_finished" } ], "form_fields": { "pack_type": "pr", "client_name": "Tommy & Chelsea", "property_address": "91 Lineham Drive Cranbourne East VIC 3977", "purchase_price": "724000", "agent_expected_price": "", "lvr": "70", "low_rent": "400", "high_rent": "500", "interest_rate": "6.25", "property_management_fee": "7.7", "buyers_agency_fee": "16000", "land_value": "500000", "state": "VIC", "property_type": "House", "bed_bath_car": "", "block_size": "", "house_size": "", "year_built": "", "planning_zone": "", "flood_zone": "No", "bushfire_zone": "No", "buying_brief": "", "why_we_like_it": "", "review_period": "Annual Review", "review_date": "September 2026", "purchase_date": "September 2025", "current_appraisal_price": "735000", "initial_rent": "580", "current_rent": "580", "vacancy_weeks": "2", "negative_gearing_benefits": "true", "rental_unit_1_name": "", "rental_unit_1_rent": "", "rental_unit_2_name": "", "rental_unit_2_rent": "", "property_manager_commentary": "Long term tenant that has been paying on time, no other issues. 580 per week in rent. 590 set for November. Leased until September next year.", "strata": "0", "comments": "The property has recorded modest growth, which is a positive result given the challenging year for investors. Market sentiment has weakened significantly, and while the medium- to long-term outlook remains positive, markets are still working through the current negativity before returning to a more stable growth trajectory.", "advisor_name": "Julian Khursigara", "advisor_phone": "0418 679 283", "advisor_letter": "It is hard to believe it has already been 12 months since we secured 91 Lineham Drive Cranbourne East VIC 3977 together.\r\n\r\nYour property has grown in value by an estimated $11,000 since settlement in September 2025, representing a 1.5% capital gain over 12 months. Given the challenges investors have faced this year, we are happy to see your property hold its value while we wait for market sentiment to improve in the short term.\r\n\r\nThe property is currently earning $580 per week, in line with the rent achieved at purchase.\r\n\r\nThis report gives you a clear, honest picture of where your investment stands today \u2014 what it is worth, what it is earning, and what the market around it is doing. It also outlines how your equity position could support a conversation with your mortgage broker and the next purchase in your property journey.\r\n\r\nWe are proud of the result we have achieved together, and we look forward to helping you build on it. As always, we are just a call away.", "equity_commentary": "", "propportfolio_commentary": "", "scenario_commentary": "", "htag_suburb_report": null, "develo_report": null, "supporting_pdfs": [] }, "job_id": "20260909-020045-91-lineham-drive-cranbourne-east-vic-397", "uploaded_files": [ "main (7).jpg", "rp-data-cma.pdf", "rp-data-rental-cma.pdf" ], "cma_filter": { "filtering_applied": true, "original_page_count": 5, "output_page_count": 4, "removed_pages": [ 5 ], "warnings": [] }, "htag_source": { "source": "api", "provider": "HTAG", "status": "available", "loc_pid": "VIC662", "suburb": "Cranbourne East", "state": "VIC", "postcode": "3977", "property_type": "house", "period_end": "2026-08-31T00:00:00+00:00" }, "property_performance_review": { "status": "included", "output_pdf": "outputs/property-performance-review.pdf", "page_count": 10, "sales_count": 4, "rentals_count": 4, "render_mode": "playwright", "cashflow": { "weekly_rent": "580.0", "vacancy_weeks": "2.0", "occupied_weeks": "50.0", "annual_potential_rent": "30160.0", "annual_vacancy_allowance": "1160.00", "annual_rent_after_vacancy": "29000.00", "modelled_loan_amount": "506800.00", "annual_interest": "31506.79674682166712005005104", "annual_principal": "5938.660514309762532553120008", "annual_debt_service": "37445.45726113142965260317105", "annual_management_fee": "2233.00000", "annual_council_rates": "2400", "annual_water_charges": "0", "annual_strata": "0.0", "annual_insurance": "2000", "annual_maintenance": "14480.000", "annual_land_tax": "1950.0000", "annual_operating_costs": "23063.00000", "annual_net_operating_income": "5937.00000", "annual_cashflow_after_debt": "-31508.45726113142965260317105", "weekly_cashflow_after_debt": "-605.9318704063736471654455971", "annual_tax_deductible_expenses": "40089.79674682166712005005104", "annual_taxable_rental_income": "-11089.79674682166712005005104", "annual_estimated_tax_benefit": "4103.224796324016834418518885", "annual_cashflow_after_tax": "-27405.23246480741281818465216", "weekly_cashflow_after_tax": "-527.0237012462964003497048492" }, "missing_inputs": [], "omitted_sections": [ "retirement-scenarios" ], "disclaimer_render_mode": "playwright" }, "pack": { "final_pdf": "outputs/final.pdf", "section_count": 2, "sections": [ { "name": "pr-review", "label": "Property Performance Review", "status": "included", "source": "outputs/property-performance-review.pdf" }, { "name": "supporting", "label": "Supporting Documents", "status": "skipped", "skip_reason": "not uploaded" }, { "name": "disclaimer", "label": "Disclaimer", "status": "included", "source": "outputs/disclaimer.pdf" } ] } }