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    "pack_type": "pr",
    "client_name": "Nathan Jurd",
    "property_address": "9 Muir St Kangaroo Flat 3555",
    "purchase_price": "560000",
    "agent_expected_price": "",
    "lvr": "90",
    "low_rent": "400",
    "high_rent": "500",
    "interest_rate": "6.25",
    "property_management_fee": "7",
    "buyers_agency_fee": "16000",
    "land_value": "425000",
    "state": "VIC",
    "property_type": "House",
    "bed_bath_car": "",
    "block_size": "",
    "house_size": "",
    "year_built": "",
    "planning_zone": "",
    "flood_zone": "No",
    "bushfire_zone": "No",
    "buying_brief": "",
    "why_we_like_it": "",
    "review_period": "Annual Review",
    "review_date": "September 2026",
    "purchase_date": "September 2025",
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    "initial_rent": "500",
    "current_rent": "520",
    "vacancy_weeks": "2",
    "rental_unit_1_name": "",
    "rental_unit_1_rent": "",
    "rental_unit_2_name": "",
    "rental_unit_2_rent": "",
    "property_manager_commentary": "Great tenants, taking awesome care of the place. Lease is going up to 520 per week from 500 on 2nd of October. Heating system died recently so had to install a new split system but otherwise, it has been super easy to manage with no issues.",
    "strata": "0",
    "comments": "A tremendous buy in a growth area that is so far showing off its resilience in holding its value after coming down from its peak mid year in response to the legislative changes made by the federal government. With no major issues to report, happy tenants, great rental turns and an absolutely enormous block of land, this is very well positioned to perform very well over the medium to long term.",
    "advisor_name": "Julian Khursigara",
    "advisor_phone": "0418 679 283",
    "advisor_letter": "It is hard to believe it has already been 12 months since we secured 9 Muir St Kangaroo Flat 3555 together. What a first year it has been.\r\n\r\nThe headline result speaks for itself \u2014 your property has grown in value by an estimated $50,000 since settlement in September 2025, representing a 8.9% capital gain over 12 months. This provides a strong foundation for the next stage of your property strategy.\r\n\r\nBeyond the growth story, rental performance has strengthened. Weekly rent has increased from $500 to $520, a lift of $20 per week and approximately $1,040 in annual income.\r\n\r\nThis report gives you a clear, honest picture of where your investment stands today \u2014 what it is worth, what it is earning, and what the market around it is doing. It also outlines how your equity position could support a conversation with your mortgage broker and the next purchase in your property journey.\r\n\r\nWe are proud of the result we have achieved together, and we look forward to helping you build on it. As always, we are just a call away.",
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    "propportfolio_commentary": "",
    "scenario_commentary": "",
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    "rentals_count": 3,
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    "cashflow": {
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      "vacancy_weeks": "2.0",
      "occupied_weeks": "50.0",
      "annual_potential_rent": "27040.0",
      "annual_vacancy_allowance": "1040.00",
      "annual_rent_after_vacancy": "26000.00",
      "modelled_loan_amount": "504000.00",
      "annual_interest": "31332.72604656298387629286846",
      "annual_principal": "5905.850235225178209168848619",
      "annual_debt_service": "37238.57628178816208546171708",
      "annual_management_fee": "1820.0000",
      "annual_council_rates": "2400",
      "annual_water_charges": "0",
      "annual_strata": "0.0",
      "annual_insurance": "2000",
      "annual_maintenance": "11200.000",
      "annual_land_tax": "1725.0000",
      "annual_operating_costs": "19145.0000",
      "annual_net_operating_income": "6855.0000",
      "annual_cashflow_after_debt": "-30383.57628178816208546171708",
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      {
        "name": "supporting",
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        "status": "skipped",
        "skip_reason": "not uploaded"
      },
      {
        "name": "disclaimer",
        "label": "Disclaimer",
        "status": "included",
        "source": "outputs/disclaimer.pdf"
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}