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      "event": "htag_market_warning",
      "warning": "HTAG address resolution failed: HTTP 402"
    },
    {
      "timestamp": "2026-09-03T05:12:30.137217+00:00",
      "event": "pack_assembled",
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    },
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  "form_fields": {
    "pack_type": "pr",
    "client_name": "Harrison Layton",
    "property_address": "29 Landor Court, Narre Warren VIC 3805",
    "purchase_price": "800000",
    "agent_expected_price": "",
    "lvr": "90",
    "low_rent": "400",
    "high_rent": "500",
    "interest_rate": "6.25",
    "property_management_fee": "7.7",
    "buyers_agency_fee": "16000",
    "land_value": "550000",
    "state": "VIC",
    "property_type": "House",
    "bed_bath_car": "",
    "block_size": "",
    "house_size": "",
    "year_built": "",
    "planning_zone": "",
    "flood_zone": "No",
    "bushfire_zone": "No",
    "buying_brief": "",
    "why_we_like_it": "",
    "review_period": "Annual Review",
    "review_date": "September 2026",
    "purchase_date": "August 2025",
    "current_appraisal_price": "775000",
    "initial_rent": "575",
    "current_rent": "575",
    "vacancy_weeks": "2",
    "rental_unit_1_name": "",
    "rental_unit_1_rent": "",
    "rental_unit_2_name": "",
    "rental_unit_2_rent": "",
    "property_manager_commentary": "Shar has taken over as PM from Elham and reported that tenants have been quiet with no issues to report. ",
    "strata": "0",
    "comments": "Property holding up despite a challenging year with legislative headwinds crushing market sentiment. Medium to long term outlook still very positive and Melbourne remains our top capital city for our investors. ",
    "advisor_name": "Julian Khursigara",
    "advisor_phone": "0418 679 283",
    "advisor_letter": "It has been a challenging year for investors with the government moving to scrap investor tax benefits that has sent shockwaves through the market. \r\n\r\nThe current appraisal reflects an estimated change of -$25,000 since settlement in August 2025, representing a -3.1% movement over 13 months. While this result is well below our initial expectations, we believe the long term drivers for growth are strong.\r\n\r\nThe property is currently earning $575 per week, in line with the rent achieved at purchase.\r\n\r\nThis report gives you a clear, honest picture of where your investment stands today \u2014 what it is worth, what it is earning, and what the market around it is doing.\r\n\r\nWe are always here to assist you and to answer any and all questions you might have while we navigate the sometimes challenging journey of property investment.",
    "equity_commentary": "",
    "propportfolio_commentary": "",
    "scenario_commentary": "",
    "htag_suburb_report": null,
    "develo_report": null,
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  "htag_source": {
    "source": "api",
    "provider": "HTAG",
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  "property_performance_review": {
    "status": "included",
    "output_pdf": "outputs/property-performance-review.pdf",
    "page_count": 8,
    "sales_count": 4,
    "rentals_count": 3,
    "render_mode": "playwright",
    "cashflow": {
      "weekly_rent": "575.0",
      "vacancy_weeks": "2.0",
      "occupied_weeks": "50.0",
      "annual_potential_rent": "29900.0",
      "annual_vacancy_allowance": "1150.00",
      "annual_rent_after_vacancy": "28750.00",
      "modelled_loan_amount": "720000.00",
      "annual_interest": "44761.03720937569125184695492",
      "annual_principal": "8436.928907464540298812640872",
      "annual_debt_service": "53197.96611684023155065959579",
      "annual_management_fee": "2213.75000",
      "annual_council_rates": "2400",
      "annual_water_charges": "0",
      "annual_strata": "0.0",
      "annual_insurance": "2000",
      "annual_maintenance": "16000.000",
      "annual_land_tax": "2100.0000",
      "annual_operating_costs": "24713.75000",
      "annual_net_operating_income": "4036.25000",
      "annual_cashflow_after_debt": "-49161.71611684023155065959579",
      "weekly_cashflow_after_debt": "-945.4176176315429144357614575"
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        "status": "included",
        "source": "outputs/property-performance-review.pdf"
      },
      {
        "name": "supporting",
        "label": "Supporting Documents",
        "status": "skipped",
        "skip_reason": "not uploaded"
      },
      {
        "name": "disclaimer",
        "label": "Disclaimer",
        "status": "included",
        "source": "outputs/disclaimer.pdf"
      }
    ]
  }
}